breloviantum - Investment Fundamentals & Financial Planning

1 Information We Collect

breloviantum collects various types of information to provide you with our investment education services and improve your experience on our platform. We're transparent about what we collect and why we need it.

We only collect information that's necessary to provide our services effectively and enhance your learning experience.

Information Type	What We Collect	Purpose
Personal Information	Name, email address, phone number, postal address	Account creation, communication, course delivery
Usage Data	Pages visited, time spent, learning progress, interaction patterns	Service improvement, personalized learning paths
Technical Information	IP address, browser type, device information, location data	Security, technical support, content optimization
Educational Progress	Course completions, quiz results, learning preferences	Progress tracking, certificate generation, recommendations

Information you provide directly when creating an account or contacting us
Data collected automatically through your use of our website and services
Information from third-party sources when you use social login features
Cookies and similar tracking technologies for enhanced functionality
Payment information processed securely through our payment partners

2 How We Use Your Information

Your information helps us deliver personalized investment education and maintain a secure, efficient platform. We use your data responsibly and only for legitimate business purposes.

Providing access to our investment education courses and resources
Creating personalized learning experiences based on your progress and interests
Communicating important updates about your account and our services
Processing payments and managing billing for premium features
Improving our platform through usage analytics and user feedback
Ensuring platform security and preventing fraudulent activities
Responding to your inquiries and providing customer support
Sending educational content and market insights you've subscribed to receive
Complying with legal obligations and regulatory requirements
Conducting research to enhance our educational offerings

Marketing Communications: We'll only send you marketing emails if you've explicitly opted in. You can unsubscribe at any time using the link in our emails or by contacting us directly.

3 Information Sharing and Disclosure

We don't sell your personal information to third parties. However, we may share your information in specific circumstances to provide our services effectively or comply with legal requirements.

We share information with:

Service providers who help us operate our platform (payment processors, hosting services, email providers)
Educational partners when you enroll in co-branded courses or programs
Professional advisors including lawyers, accountants, and consultants
Government authorities when required by law or to protect our rights
Business partners for joint educational initiatives you choose to participate in

We may also disclose information:

To protect the safety and security of our users and platform
To investigate suspected fraud or violation of our terms of service
In connection with a business sale, merger, or acquisition
When we have your explicit consent to do so
To comply with legal processes, court orders, or regulatory requirements

Data Protection: All third parties we share data with are required to maintain appropriate security measures and use your information only for the purposes we've specified.

4 Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Your data security is our priority.

Our security measures include:

Encryption of data in transit and at rest using industry-standard protocols
Regular security audits and vulnerability assessments
Multi-factor authentication for administrative access
Secure data centers with physical access controls
Employee training on data protection and security best practices
Regular backup procedures and disaster recovery plans
Monitoring systems to detect and respond to security incidents
Secure payment processing through PCI-compliant service providers

While we strive to protect your information, no method of transmission over the internet is 100% secure. We encourage you to use strong passwords and keep your account information confidential.

Incident Response: In the unlikely event of a data breach, we'll notify affected users and relevant authorities in accordance with applicable laws and regulations.

5 Your Privacy Rights

You have important rights regarding your personal information. We respect these rights and provide easy ways for you to exercise them.

Your rights include:

Access: Request a copy of the personal information we hold about you
Correction: Ask us to correct or update inaccurate or incomplete information
Deletion: Request deletion of your personal information subject to legal requirements
Portability: Receive your data in a structured, machine-readable format
Restriction: Limit how we process your information in certain circumstances
Objection: Object to processing based on legitimate interests or for direct marketing
Withdrawal: Withdraw consent for processing that relies on your consent

To exercise these rights:

Email us at info@breloviantum.com with your request and proof of identity
Use the privacy settings in your account dashboard
Contact our privacy team through the contact information provided below
Submit a written request to our postal address

We'll respond to your requests within 30 days and may need to verify your identity to protect your information. Some requests may be subject to legal limitations or requirements to maintain our services.

6 Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our platform, analyze usage patterns, and provide personalized content. You have control over how these technologies are used.

Types of cookies we use:

Essential Cookies: Required for basic website functionality and security
Performance Cookies: Help us understand how you interact with our site
Functional Cookies: Remember your preferences and settings
Marketing Cookies: Used to deliver relevant advertisements (with your consent)

You can manage cookie preferences through your browser settings or our cookie preference center. Disabling certain cookies may affect website functionality.

Third-Party Cookies: Some cookies are set by third-party services we use, such as analytics providers. These are governed by the respective third party's privacy policy.

7 Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services, comply with legal obligations, and protect our legitimate interests.

Information Type	Retention Period	Reason for Retention
Account Information	Until account deletion + 30 days	Service provision, user support
Course Progress Data	5 years after last activity	Certificate verification, educational records
Payment Records	7 years	Tax compliance, financial record keeping
Support Communications	3 years	Customer service improvement, dispute resolution
Marketing Data	Until opt-out + 30 days	Campaign effectiveness, compliance

When we delete your information, we use secure deletion methods to ensure it cannot be recovered. Some information may be retained in anonymized form for research and analytics purposes.

8 International Data Transfers

As a global platform, we may transfer your personal information to countries outside Australia to provide our services effectively. We ensure appropriate safeguards are in place for all international transfers.

We use cloud services that may store data in various international locations
All transfers comply with Australian Privacy Principles and applicable international standards
We implement appropriate safeguards including contractual protections and adequacy decisions
Educational content providers may be located in different countries
Payment processing may involve international financial institutions

Data Protection Standards: Regardless of where your data is processed, we maintain the same high standards of protection and comply with applicable privacy laws.

9 Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, technology, legal requirements, or business operations. We'll notify you of significant changes through appropriate channels.

Material changes will be communicated via email to registered users
Policy updates will be posted on our website with clear effective dates
We'll provide at least 30 days' notice for significant changes
Continued use of our services constitutes acceptance of updated terms
You can review the previous version of our policy upon request

We encourage you to review this policy regularly to stay informed about how we protect your information. The current version will always be available on our website.